Mortgage rates could still trend down in the coming months, but it's unlikely they'll get low enough for the majority of homeowners to consider refinancing.

Rates for 30-year refinancing loans dropped for a second consecutive day Thursday, pushing the average below the 7% mark for the first time in a week. With a 1 basis point decrease, the new 6.99% ...

As of July 9, 2025, the average home equity loan rate is 8.26%, according to Bankrate’s regular survey of rates. The average ...

As of July 11, 2025, mortgage rates remain mixed, with the 30-year fixed at 6.625% and 15-year rates at 5.75%.

Compare current adjustable-rate mortgage (ARM) rates to find the best rate for you. Lock in your rate today and see how much ...

A stronger jobs report and global trade uncertainty pushed mortgage rates higher. More buyers are considering adjustable-rate ...

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If you’re contemplating tapping your home equity, you’re not alone: Almost 30% of homeowners say they would consider ...