Compare current adjustable-rate mortgage (ARM) rates to find the best rate for you. Lock in your rate today and see how much you can save. Current ARM Rates [myfi_generic_widget ad_id="dbd0452e-2249-4113-8832-02a13c567d34" campaign="forbes-mtgrefi-elftest"] What Is an Adjustable-Rate Mortgage?

As of July 11, 2025, mortgage rates remain mixed, with the 30-year fixed at 6.625% and 15-year rates at 5.75%.

Applications for mortgages jumped 9.4% for the week ending July 4, as purchase activity reached its highest level since 2023. The surge comes as mortgage rates fell to 6.77%, the lowest reading in three months.

The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances, $806,500 or less, decreased to 6.77% from 6.79%, with points holding steady at 0.62, including the origination fee, for loans with a 20% down payment. That was the lowest level in three months.

Mortgage delinquencies surged in May 2025 amid high home prices, rising student debt, and affordability challenges.

Mortgage rates just broke a five-week streak of declines, with some averages inching up from recent lows. Here's where rates—and monthly payments—stand now.

Whether you’re buying your first or fifth home, an FHA loan can make it easier to afford a mortgage. These loans typically have lower down payment and credit score requirements compared to conventional loans.

Mortgage loans interest rates, both variable and fixed, the last representing over 99% of all new mortgage loans granted today, will increase in the second half of 2025, according to a market analysis issued by online broker Ipotecare.