A workaround for the Roth IRA income restrictions enables wealthier individuals to to earn tax-free income. But how long will ...

Most retirees regret their late start with Roth IRAs. New survey data shows how this decision impacts retirement taxes and ...

Not all funds in a Roth Thrift Savings Plan account are tax-free, and there are several things to consider before making a ...

If you make above a certain income, expect to pay more for Medicare, due to the IRMAA, unless you take steps to lower your ...

Required minimum distributions (RMDs) aren't optional. If you've reached age 73 and haven't started taking yours or forgot, Suze Orman has some advice to offer.

Dear Savvy Senior, What can you tell me about spousal IRAs? My spouse and I are in our 50s and are looking for ways to boost ...

Note that although the question at hand is about withdrawing conversions (meaning funds moved from a traditional IRA to a Roth IRA), the same goes for withdrawing standard contributions. Now, let’s ...

The SECURE 2.0 Act expands retirement savings options, including new tax credits, Roth changes and catch-up provisions.

Avoid costly mistakes. Learn the IRS rules, penalties, and best practices for a Gold IRA rollover in this step-by-step guide.

RMDs: Beginning at age73 (or 75 if you were born in 1960 or later), you must begin taking RMDs from your 401 (k), even if you ...

I really appreciate your column and the advice you provide. I have been considering "retiring" early to have more time with my husband during our younger years. We were both married for more than 20 ...

The bulk of your retirement money has already been earned, but that doesn't mean you can't make the most of what you have.