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As of July 9, 2025, the average home equity loan rate is 8.26%, according to Bankrate’s regular survey of rates. The average range is between 5.49% and 10.47%. Home equity loan interest rates also vary according to term length: These rates are relatively flat compared to those of the previous week.

As of July 11, 2025, mortgage rates remain mixed, with the 30-year fixed at 6.625% and 15-year rates at 5.75%.

Applications for mortgages jumped 9.4% for the week ending July 4, as purchase activity reached its highest level since 2023. The surge comes as mortgage rates fell to 6.77%, the lowest reading in three months.

Learn Blackstone Mortgage Trust, Inc.'s recovery strategy and net lease ventures. With a 9.3% yield, cautious optimism hinges on Q2 results. Click for more on BXMT.

Mortgage delinquencies surged in May 2025 amid high home prices, rising student debt, and affordability challenges.

Mortgage rates just broke a five-week streak of declines, with some averages inching up from recent lows. Here's where rates—and monthly payments—stand now.

Mortgage rates are a little higher this week compared to last week, but still under 7%. Today’s national average on a 30-year fixed-rate mortgage is 6.86%, according to Bankrate.

The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances, $806,500 or less, decreased to 6.77% from 6.79%, with points holding steady at 0.62, including the origination fee, for loans with a 20% down payment. That was the lowest level in three months.