Compare current adjustable-rate mortgage (ARM) rates to find the best rate for you. Lock in your rate today and see how much you can save. Current ARM Rates [myfi_generic_widget ad_id="dbd0452e-2249-4113-8832-02a13c567d34" campaign="forbes-mtgrefi-elftest"] What Is an Adjustable-Rate Mortgage?

As of July 11, 2025, mortgage rates remain mixed, with the 30-year fixed at 6.625% and 15-year rates at 5.75%.

Applications for mortgages jumped 9.4% for the week ending July 4, as purchase activity reached its highest level since 2023. The surge comes as mortgage rates fell to 6.77%, the lowest reading in three months.

Cotality found that serious mortgage delinquencies and property tax delinquencies rose as homeowners struggle to keep up with costs.

Mortgage delinquencies surged in May 2025 amid high home prices, rising student debt, and affordability challenges.

Mortgage rates just broke a five-week streak of declines, with some averages inching up from recent lows. Here's where rates—and monthly payments—stand now.

Mortgage rates are a little higher this week compared to last week, but still under 7%. Today’s national average on a 30-year fixed-rate mortgage is 6.86%, according to Bankrate.

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Whether you’re buying your first or fifth home, an FHA loan can make it easier to afford a mortgage. These loans typically have lower down payment and credit score requirements compared to conventional loans.