Long-term US mortgage rates rose after a 5-week decline but are expected to stay stable. Higher rates may impact home sales and mortgage applications. Benzinga.

As the summer selling season is here, home loan applications saw a slight uptick in activity after a decline the week prior.

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While most conventional loans aren’t assumable, loans backed by the FHA and VA are—if certain conditions are met.

The 30-year fixed mortgage rate rose for the first time in six weeks, driven by Friday's strong jobs report and renewed uncertainty around tariffs.

While initial rates may be lower than those of fixed-rate mortgages, they can increase after a specified period, potentially leading to higher monthly payments. Factors Influencing Mortgage Rates.

Mortgage loans interest rates, both variable and fixed, the last representing over 99% of all new mortgage loans granted today, will increase in the second half of 2025, according to a market analysis issued by online broker Ipotecare.

Interest rate increases hit homeowners where it hurts most – their monthly budget. While Federal Reserve decisions might seem abstract, their impact on